Debt Free 4 Life™

The quick and easy way to eliminate your debt

The quick and easy way to eliminate your debt.

The quick and easy way to eliminate your debt.

Shave years off your debt repayment, become debt-free in a fraction of the time, and accumulate a tax-proof nest egg with our Debt Free 4 Life™ plan.

You too can become Debt Free 4 Life™

Amortized debt has become a national crisis, even on a consumer level. People spend years paying off their debt not realizing how much extra they are paying in interest expenses. When you don't have enough money saved up to fund the lifestyle you want, it becomes super easy to acquire debt (think mortgage, credit cards, auto loans, student loans, medical debt and so on). You are not alone!

We created Debt Free 4 Life™ to help people out of this unending cycle. Long story short — DF4L™ is an innovative way to pay off debt in a fraction of the time, save thousands of dollars in interest expenses, and build a debt-free lifestyle for the rest of your life. Read more to see how DF4L™ works.

Step 1: your personalized debt elimination report

Using proprietary financial analysis software, your personal Debt Free 4 Life ™ consultant will generate a tailored debt elimination report. This report shows exactly how and when to pay each debt for the fastest repayment.

Debt FREE in

10 Years

Interest Saved In

$40,557

Step 2: make your money make money

With us, you can earn dividends and a guaranteed interest rate for your money. This income will go straight to paying off your debt. And any extra funds will be added to the cash value of your insurance policy!

Step 3: accelerate debt repayment with your insurance

Debt Free 4 Life™ policies let you use the cash value of your insurance policy to essentially “borrow money from yourself.” The result? You pay your debts faster and enjoy lower interest rates on existing debt.

Step 4: happily ever after

Congrats! You’ve paid off all your debt years before you thought possible. And you’ve even saved a tidy pile of money on the side (tax-free in most cases). That’s money you can spend however you want — college fund for your kids, retirement, travel — anything at all!

Chances are, you’re paying more debt than you signed up for.

The interest rates you see, as high as they are, are almost never what you pay in practice. Why? Because interest is usually compounded. Meaning you pay interest not on the original loan amount, but on the accrued interest as well. Paying interest, on your interest. Surely there’s a better way.

And there is — DF4L™ We’ll pinpoint exactly how much interest you’re paying and show you the exact way out. DF4L ™ will have you free from debt faster than you ever thought possible. That’s our guarantee.

Make compound interest work for you

There’s more good news. Remember the compound interest we talked about earlier? It cuts both ways. You can make compound interest work in your favor, using a Specially Designed Insurance Contract (SDIC) to amplify the ability of your money to pay off debt.

Don’t just manage your debt. Eliminate it.

Debt Free 4 Life™ is the ultimate way to snowball away your debts, pay them off in a fraction of the time, accumulate tax-free money, minimize your embedded interest costs, all the while having lifetime financial protection for your family.

What is Debt Free 4 Life™ ?

Simply put, it’s a debt elimination program, that significantly accelerates your debt payoff, utilizing compound interest in YOUR favor. Debt Free 4 Life ™ helps you chew through debt, start saving a tax-free nest egg, and start living the life you wish your finances would let you live. And you can do it in years, not decades.

Start your DF4L™ plan and begin your journey to become financially free years before you thought possible. Read more about our service below.

Are you struggling to stay ahead of your debt?

Are you struggling to stay ahead of your debt?

We’ve seen countless Americans keep paying their debt, only to feel like they’re not making any progress toward paying it off. It feels like the more you pay, the more you have to keep paying.

This feeling is unfortunately correct. Chances are, you’re paying more interest than you see on paper. Compound interest can add thousands of dollars in additional interest payments, meaning over time you’re probably not even paying off the principal loan amount – only the accrued interest.

But, here’s the good news. If you want financial freedom, you can do things MUCH better.

Imagine making your money work for you.

Imagine making your money work for you.

Compound interest may sound like the enemy. But it really isn’t if it’s done correctly. Utilizing the right plan, you can use compound interest to make your money make money.

This means you can:

How Debt Free 4 Life™ rescues your financial life

How Debt Free 4 Life™ rescues your financial life

Are you ready to be Debt Free 4 Life™? Before you get started, here’s exactly what to expect.

Step 1: your personalized debt elimination report

Using proprietary financial analysis software, your personal Debt Free 4 Life™ consultant will generate a tailored debt elimination report. This report shows exactly how and when to pay each debt for the fastest repayment.

Step 2: make your money make money

With us, you can earn dividends and compound interest in your favor. This cash accumulation will be utilized to pay off your debt in a fraction of the time. Any extra funds will be added to the cash value of your insurance policy!

Step 3: accelerate debt repayment with your insurance

Debt Free 4 Life™ policies let you use the cash value of your insurance policy to essentially “borrow money from yourself”. The result? You pay your debts faster and enjoy lower interest rates on existing debt.

Step 4: happily ever after

Congrats! You’ve paid off all your debt years before you thought possible. And you’ve even saved a hefty pile of cash to be accessed on a tax-free basis. Where else can you do that? That’s money you can spend however you want — college fund for your kids, retirement, travel — anything you want!

Success stories from DF4L

Success stories from DF4L

“We were carrying $213,931 in debt, which would have taken us 30 years to pay off. With DFFL, we’ll pay it off in 9 years and have over $84k to access tax-free.” – Tyler H, Accountant

How We
Serve Families

In addition to helping individuals and families become debt and financially free for life, we also offer a multitude of other life insurance-based solutions.

Living
Benefits

Shield yourself from the financial burden a critical illness can bring

Mortgage
Protection

Protect your family in the event of a death or disability

Final
Expense

Reduce or remove the financial burden from a loss of a loved one

Life
Insurance

Protect your family with traditional term or whole life policies

Tax-Free
Retirement Plan

Achieve your financial retirement goals with a safe money solution

Debt free 4 life™

Get out of debt in a fraction of the time to achieve financial freedom

Educational
Funding

A little saved now can potentially fund your child’s education or future needs later

Dependent
Protection

The smartest strategy to create the retirement plan you always wanted for your kids

Estate
Distribution

Pass your financial assets on to your heirs without the time & expense of probate

Asset
Preservation

Protect your financial assets from market volatility and taxation

Small Business
Programs

Ensure your business can stay in business if something happens to you or your partner(s)

Talk with a consultant for free

See how DF4L can work for you. Submit this form for a free consultation – no fees, no obligation to join, and no pressure.