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You have two options: Select the green “Schedule A Call” box on the home page to schedule a virtual appt for a time that is convenient for you, or at the top of the page, click “Get A Quote” to email our licensed/certified agent, and they will contact you directly.
Your first appointment will be done virtually, right from your phone, tablet or computer, so you can actually see and speak with your licensed/certified agent. Credentials will be provided at the beginning of the meeting. We will go over how the plan works, then discuss your current debt obligations, interest rates, principal balances and both your minimum and current payments. A customized report will be generated for you.
This will be provided to you during your initial consultation. Should you like what you see and want to get started, a follow up appointment can be scheduled.
No. DF4L™ is a debt “elimination” plan, not a debt consolidation plan. It works exceptionally well for people who are either paying over their minimum monthly payments, or have some room in the budget to put towards their debt, and/or contributing to a savings, or are over-funding their retirement account. We help our clients ‘find” money to put into this plan to pay off their debts faster. Of course, you can always contribute more if you want to expedite the process even further.
There is no fee for your customized report and no fee to help you get your plan put into place.
No. Money placed into your SDIC account are after-tax dollars. We make sure your plan is set up correctly so you never pay taxes on your distributions to pay off your debt.
By not participating, it could take years to pay off your debts and thousands of dollars of unnecessary interest payments.
No. As you pay off debts, your credit score may actually improve! Your credit is not affected when you apply for your SDIC plan.
Your customized report will show you guaranteed values and well as illustrated values.
Of course! We love referrals and would be happy to provide them their free customized report so they can pay off their debts faster and become financially free too!
