Wendy Baxter
Make your debt work for YOU, not against you, by compounding interest that works in YOUR favor, not the banks!
WHEN:
To be announced soon. Please check back!
WHERE:
This will be a virtual event. A link
will be provided at registration.
“Compound interest is the 8th wonder of the world. He who understands it,
earns it, he who doesn’t, pays it.”
~Albert Einstein~
How to pay off all your debt (including a mortgage) in half the time or less
Keep your current lifestyle
Have access to a cash reserve that will help you stay out of debt going forward (tax-free)
On average, every month, more than 30-70% of the total amount you pay towards your debt, whether that be an auto payment, student loans, personal loans, credit cards and even your mortgage payment, is only used to pay of interest!
The longer the loan term – the more that interest figure grows exponentially, which is why the amount owed for a mortgage will, on average, be made up with as high as 50% in just interest payments. It’s like paying for your house… twice! It doesn’t seem fair does it?
Even when or IF you do manage to clear your debt – what happens next? You may need to borrow money again for something else. And the cycle continues…
The biggest mistake most Americans make when it comes to paying back debt is making minimum monthly payments and using any additional money they have to make contributions to their 401k, save within a cash account, invest in the stock market or play roulette with crypto coins and NFTs. Unless your returns from all of these beats or, at the minimum, matches the embedded interest rate within your debt, then financially – you’re still worse off.
Utilizing an enhanced “Snowballing” debt method, we can help you reallocate any extra or additional money you can afford and apply that to pay off your debt faster. This tactic was made popular by personal finance personality Dave Ramsey. However, it has one major flaw. What happens when your debt is paid off? You’re debt Free, right? But what happens when you need a new car, want to move to a new house or have some type of emergency arise? You end up right back in debt and paying ridiculously high interest rates all over again.
With Debt Free 4 Life ™, we take a unique approach to “snowballing” to not only eliminate debt completely, but make sure you never end up in debt again. Not only can we help you pay less debt AND pay it off faster – with our exclusive specially designed insurance contract (SDIC), you’ll always have a nest egg to borrow from yourself and never need to take out an amortized loan again. This means more money in YOUR pocket – because you’ll never be subject to the relentless compounding and ridiculously high interest rates being charged by the financial institutions.
We help you turn the table and significantly reduce the compound interest you’re currently paying the banks and lending institutions – and help you start EARNING compound interest. What’s the catch? There is none – nor are we asking you to commit to anything right now. The first step is to simply learn how we do this, get clarity on where you stand, and show what this plan could look like for you.
What are you waiting for? Click the “REGISTER NOW” button to the right and learn how to become Debt Free 4 Life ™!
Interested in finding out what your actual Effective Interest Rate is? Wait, you probably don’t know what that is… it’s actually the amortized amount of interest you are effectively paying over the lifetime of your debt. Careful, it may be scary. If you’re curious, click on the link below…
When you click on the link, you’ll be directed to our Debt Free 4 Life ™ page, where you can watch an informational video and get access to our unique “embedded interest calculator” (at the bottom of the page) to help you truly discover how much interest you’re actually paying on your current debt.
Wendy Baxter is the Owner of Buckeye Life Group in Lima, Ohio. She is a dedicated and experienced Life Insurance Professional in 15 states that specializes in Asset Protection and Debt Elimination. For nearly 10 years, Wendy has focused on helping people “protect what maters most,” providing customized financial solutions that help her client’s protect their most valuable assets and eliminate debt. She has a passion for helping clients achieve financial stability and helping them discover the best solution possible that fits their need and budget.
For clients who wanting to experience the freedom of being debt-free, she offers a customized solution to help them become Debt Free 4 Life ™. This plans helps people pay off all their debts (including mortgages, auto loans, credit cards, student loans, etc.) in half the time or less – and keep them out of debt forever! By utilizing an SDIC (Specially Designed Insurance Contract), clients can take advantage of compound interest in ‘their’ favor, allowing them to become financially independent in a fraction of the time, which can have a significant impact on their long-term financial well-being.
For individuals who are more focused on maximizing their retirement funds, Wendy offers safe money retirement solutions that prioritize preservation of capital and completely eliminate the risk of loss. The goal of these solutions is to provide a reliable source of income during retirement while protecting the investor's hard-earned savings from market volatility and other types of investment risk.
