The Difference Between Simplified Issue & Fully Underwritten Life Insurance
Life insurance is an essential part of financial planning for many people. It provides a safety net for your loved ones in
Independent Life Insurance Agency · Lima, Ohio
Protect Your Family. Pay Off Debt Faster.
I’m Wendy Baxter, a licensed independent Life Insurance agent who helps individuals, families, and business owners compare life insurance coverage, mortgage protection, tax-advantaged retirement solutions, and a proprietary Debt Elimination plan that may help you pay off all of your debt (including a mortgage loan) in a fraction of the time and save thousands in interest. Every call is free, informational, and zero-pressure.
- Free
- No camera needed on your end
- No obligation
Serving clients since 2014
Independent · multi-carrier
Free & EducationalLearn your options before you decide. Free, with no obligation.
Personal ServiceOne-on-one, from first call to follow-up.
Guided, Not SoldI explain every option in plain English.
Personalized PlansBuilt around your need & budget.
Debt feels normal. It doesn't have to stay that way.
You pay a little extra every month, but the balances barely move.
You’ve paid off a debt before, then a repair or a new roof sent you right back.
You wonder if there’s a smarter order for your mortgage, car, cards or student loans.
The Process
1. Schedule a free call
Choose a time that works best for your schedule, from the comfort of your home.
2. We talk it through
I call you and share my screen. You can see me and my screen. I can’t see you.
3. Decide on your terms
Ask questions, take your time. No pressure, no obligation.
Meet Wendy Baxter
With a heart for helping and a passion for educating, Wendy provides one-on-one guidance to individuals, families and business owners. Her mission: help clients clearly understand their options so confident decisions can be made.
- Independent agent comparing top-rated carriers
- Helping families since 2014
- Clear guidance without the pressure
What Clients Say
BLG showed us a way to eliminate all of our debt in less than half the time it would have taken us to do it on our own.
MR
Michael R.
Debt Elimination Plan client
We met virtually from the comfort of our home on our cell phone! She listened to our needs and found the right coverage.
JM
Jason M.
Life Insurance client
I’m relieved to know we have a plan in place just in case something happens to me or my business partner.
JA
Jake A.
Business Protection client
Individual experiences; results vary.
Independent guidance. Multiple carriers. Your best interest.
Aetna/CVSAmerican AmicableAmericoAmeritasAtheneColumbus LifeCorebridgeEthosF&G LifeForestersGBU LifeGCU LifeGerber LifeGovernment Personnel MutualMutual of OmahaNational Life GroupTransAmerica
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Ready to take the next step?
Pick a free call that fits what you need. No camera on your end, no paperwork, no pressure.