buckeyelifegroup.com Privacy and Security Agreement

Date Last Revised: May 23, 2025

At Buckeye Life Group, our most important asset is our relationship with you.

Buckeye Life Group is committed to maintaining the confidentiality, integrity and security of any personal information about our users. This Privacy C Security Policy explains how we protect personal information provided through our website www.Buckeye Life Group.com (the “Site”) and how we use that information in connection with our service offered through the Site (the “Service”). “Personal information” for purposes of this Policy means information that identifies you, such as your name, address, phone number, fax number or email address.

Buckeye Life Group stresses its privacy and security standards to guard against identity theft and provide security for your personal information. We regularly re-evaluate our privacy and security policies and adapt them as necessary to deal with new challenges.

1.  Your Privacy is not for sale

Simply put, we do not and will not sell or rent your personal information to anyone, for any reason, at any time. Buckeye Life Group uses and discloses your personal information only as follows:

• to analyze site usage and improve the Service;
• to deliver to you any administrative notices, business alerts and communications relevant to your use of the Service;
• to fulfill your requests for certain products and services;
• for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity;
• to third-party contractors that provide services to Buckeye Life Group and are bound by these same privacy restrictions;
• to enforce Buckeye Life Group’s Terms of Use; and
• as otherwise set forth in this Privacy and Security

In the event that you access the Service as brought to you by one of our co-brand partners, through a co-branded URL, your email address used for registration on the Service may be provided to that co-brand partner.

2.  We limit the collection and use of personal information

Certain areas and features of Buckeye Life Group.com are available to you without registration or the need to provide us any information. However, other features of the Site or the Service may require registration, which involves provision to Buckeye Life Group of an email address, a password and your zip code and to participate on our forum boards, a username (collectively the “Registration Information”). In order to benefit from the full functionality of the Service, you also must provide your third-party account credentials (“Account Credentials”) to allow Buckeye Life Group to access your account data at those other institutions (“Account Information”) for your use.

From time to time we may request other personal information to provide you with other benefits of the Service. In all such instances, you will be given the opportunity to provide or to decline to provide that information, and it will be used only for the stated purpose.

Buckeye Life Group may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:

• Other third parties for their marketing and promotional purposes, such as the number of users who applied for an offer or how many users clicked on a particular Buckeye Life Group Offer;
• Organizations approved by Buckeye Life Group that assist with business

Such information does not identify you individually. Access to your Registration Information, Account Credentials, Account Information, and any other personal information you provide is strictly restricted and used in accordance with specific internal procedures and safeguards governing access, in order to operate, develop, or improve the Service. These individuals have been selected in accordance with our security policies and practices and are bound by confidentiality obligations. They may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations. We may also use third-party vendors or service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your personal information for purposes unrelated to the product or service they’re providing. We require such third parties to maintain the confidentiality of the information we provide to them.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

3.  Changes to your Registration Information

If your Registration Information changes during your subscription to Buckeye Life Group, you may update it at any time via the Service.

4.  Online session information and use is only used to improve your experience

When you visit Buckeye Life Group.com, we may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Site. This information may be used, for example, to analyze and improve our Web design and functionality.

“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer’s hard drive. Buckeye Life Group may set and access cookies on your computer to track and store preferential information about you.

Buckeye Life Group may gather information about you through cookie technology. For example, Buckeye Life Group may assign a cookie to you to limit the number of times you see a particular Buckeye Life Group Offer or to help better determine which Buckeye Life Group offers to serve to you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of the Service may be impaired for you.

We encode our cookies so that only we can interpret the information stored in them. Web beacons are images embedded in a Web page or email for the purpose of measuring and analyzing site usage and activity. Buckeye Life Group, or third-party service providers acting on our behalf, may use Web beacons to help us analyze Site usage and improve the Service.

We may use third-party service providers to help us analyze certain online activities. For example, these service providers may help us measure the performance of our online campaigns or analyze visitor activity on BuckeyeLifeGroup.com. We may permit these service providers to use cookies and other technologies to perform these services for Buckeye Life Group. We do not share any personal information about our customers with these third-party service providers, and these service providers do not collect such information on our behalf. Our third-party service providers are required to comply fully with this Privacy and Security Policy.

5.  Third parties offering other products or services will not be given your personal information without your permission

There are may be separate products and services offered by third parties advertised by us on our Site and through the Service that may be complementary to your use of BuckeyeLifeGroup.com. If you choose to use these separate products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. You should evaluate the practices of external service providers before deciding to use their services. Buckeye

Life Group is not responsible for their privacy practices. If you click on a link to a third-party site, Buckeye Life Group encourages you to check the privacy policy of that site. Buckeye Life Group may present links in a format that enables us to keep track of whether these links have been followed and whether any action has been taken on a third-party web site. We use this information to improve the quality of the Buckeye Life Group Offers and customized content on the Service.

6.  Blogs and other Forums on Buckeye Life Group.com

Currently, there is no bulletin board, blog or chat room on our Site. Should those ever be implemented, you should be aware that any information you submit there can be read, collected or used by other users and could be used to send you unsolicited messages. We are not responsible for the personal information you choose to submit in these forums.

These forums may be hosted by Buckeye Life Group or by one of our third-party service providers on Buckeye Life Group’s behalf.

7.  Contests, Giveaways and Surveys

From time to time, Buckeye Life Group may offer you the opportunity to participate in contests, giveaways and other promotions. Any information submitted in connection with such activities will be treated in accordance with this Privacy and Security Policy, except as specifically set forth in the rules for those contests, giveaways or promotions. From time to time, Buckeye Life Group may also ask you to participate in surveys designed to help Buckeye Life Group improve the Site. Any personal information provided to Buckeye Life Group in connection with any survey will be used only in relation to that survey and as elsewhere set forth in this Policy.

8.  Disclosure of your information to protect our rights or if required by law

Notwithstanding the foregoing, Buckeye Life Group reserves the right (and you authorize Buckeye Life Group) to share or disclose your personal information when Buckeye Life Group determines, in its sole discretion, whether the disclosure of such information is necessary or appropriate:

• To enforce our rights against you or in connection with a breach by you of this Privacy and Security Policy or the Buckeye Life com Terms of Use;
• To prevent prohibited or illegal activities; or
• When required by any applicable law, rule regulation, subpoena or other legal

9. Your data may be transferred upon change of control, but only in accordance with this Policy

Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization or other change of control. If we sell, merge or transfer any part of our business, part of the sale may include your personal information. If so, you will be asked if you’d like to stop receiving promotional information following any change of control.

10.   Email communications from us

At some time, although not currently, we may allow users to subscribe to email newsletters, and from time to time, may transmit emails promoting Buckeye Life Group or third-party goods or services.

BuckeyeLifeGroup.com subscribers, if or when implemented, will have the ability to opt- out of receiving our promotional emails and terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related emails, such as email alerts.

11.   Your data is secure

We use a combination of firewall barriers, encryption techniques, and authentication procedures, among others, to maintain the security of your online session and to protect BuckeyeLifeGroup.com users from unauthorized access.

Our server is in a secure location. Access requires multiple levels of authentication. The system is monitored 7 days a week, 24 hours a day.

Our databases are protected from employee access both physically and logically. All backup drives and tapes also are encrypted and protected.

We enforce physical access controls to our building.

No employee will have access to any sensitive content on any insecure machine (i.e., nothing can be taken from the database and put on an insecure laptop).

However, it is important to understand that these precautions apply only to our Site and systems. We exercise no control over how your information is stored, maintained or displayed by third parties or on third-party sites.

12.   Our service ensures secure communications with encryption

Any communications between your computer and Buckeye Life Group.com are encrypted. This enables client and server applications to communicate in a way that is designed to prevent eavesdropping, tampering and message forgery.

13.   This site does not require any Login ID or Password

This site was designed for informational purposes only. No login with user ID or password is required. Should you utilize the site to obtain more information, schedule an appointment or receive information, the information you provide is solely used for business purposes.

If you have a security-related concern, please contact wendy@BuckeyeLifeGroup.com. We will work closely with you to ensure a rapid and personal response to your concerns.

14.   Any changes or updates to this website’s Privacy and Security Policy will be published on this site

We review this Privacy C Security Policy periodically. The date last revised appears at the top of the Policy. Changes take effect immediately upon posting.

15.   Contact us if you have any questions or concerns

If you have questions, comments, concerns, or feedback regarding this Privacy and Security Policy or any other privacy or security concern, send an e-mail to wendy@BuckeyeLifeGroup.com.