At Buckeye Life Group, we empower individuals and business owners to take control of their finances through debt elimination, strategic growth, and smart retirement solutions. Our flagship Debt Free 4 Life™ program sets the standard for transformation in personal finance. In addition, our expertise in employee retirement plans and small business retirement solutions helps employers and employees navigate toward long-term stability, growth, and retention.

How Debt Free 4 Life™ Works

Applying our proprietary system, employers and employees can quickly accumulate cash value that can be leveraged to pay off debts in a fraction of the time, including credit cards, student loans, auto loans, personal loans, medical bills, mortgages, etc. This unique plan allows you to pay off interest-bearing liabilities much faster while having guaranteed life insurance protection for you and your loved ones (and business).

Tax Smart Growth and Retirement Ready

In addition to paying off all debt to become debt-free in a fraction of the time, we offer tax-free retirement solutions to create savings in a tax-friendly environment. The cash value of your policy continues to build, which can then be accessed—often tax-free—to support your retirement income needs.

Employee Retirement Plans & Small Business Retirement Services

For business owners, Buckeye Life Group can help employers amplify their benefits package to employees at no additional cost, which employees can take with them once separated from employment. This allows the employer to not only enhance their benefit package but also do so without any headaches and potentially no additional cost! Whether you’re interested in offering SIMPLE IRAs, a SEP, a traditional IRA, or a Roth IRA, we help design, implement, and maintain programs that align with your business goals and workforce needs.

And our small business retirement solutions further allow entrepreneurs and key stakeholders to plan for their retirement while maximizing tax advantages and strengthening employee loyalty. They can also protect business owners via key person insurance, allowing a smooth transition of business should a business owner pass away. These employer-sponsored plans further the dual purposes of allowing for improving retirement readiness and positioning businesses for financial growth and protection.

Why Combine These Strategies?

Having a debt-free solution in place helps the employer and employees’ capacity for a better retirement. Paying off high-interest debt frees up cash flow for more focus on long-term savings and improved mental status as the stress of debt is eliminated.

Retirement planning contributes to income security now and into the future—whether you’re an individual investor or managing retirement needs for a team. Small business focus means your employees are also benefiting from financial stability solutions, which can help improve retention and workplace satisfaction.

Who Can This Benefit?

• Individuals and families who want to be debt-free and enhance their retirement. 
• Business owners who are interested in small business retirement strategies that go beyond a basic employer benefit plan. 
• Employers are interested in offering financial solutions to all full-time employees who aim to improve employee retention and morale while putting everyone in a much better position economically, emotionally, and socially. 

Things to Know Before Getting Started

These strategies, as interesting as they may sound, require a long-term commitment. How it is implemented:

• The Debt Free 4 Plans are presented to employees one-on-one (outside of working hours). Plans are owned and controlled by the employee without any payroll deductions.
• Retirement plans are offered through the employer with an option to match up to 3% of an employee’s payroll pre-tax deduction, providing the employer with additional benefits.
• Retirement plan options are decided by the employer. Then, employee group meetings are held to present the options available to them. Then, one-on-one virtual meetings are done with each employee (which can be done outside of work hours) to help them enroll in the plan of his or her choice. They will sign and receive a payroll deduction authorization form. After enrollment, the employer is provided a copy of all the signed authorization forms, a summary of employee participants and enrolled plans, as well as account management plan setup forms for a seamless rollout of the benefits.

Holistic Financial Planning

Bringing everything together under one roof, Buckeye Life Group comes equipped with debt elimination, employee retirement plans, small business retirement solutions, and death benefit protection. We guide employers and employees through each step of the process. This ensures clarity, direction, and management that benefits everyone.

Ready to Take Action?

If you’re ready to free yourself and your employees from high-interest debt while building for personal and business retirement readiness, contact Buckeye Life Group. Whether you’re an individual looking for long-term financial security or a small business employer wanting to enhance your retirement offering, our team delivers options, guidance, and proven results. Go to www.BuckeyeLifeGroup.com for more information.